| Room Rent Limit |
Single Private Room / No limit |
| ICU Daily Rent Limit |
No Limit |
| Pre-Hospitalization Expenses |
30 days |
| Post Hospitalization Expenses |
60 days |
| Minimum Hospitalization Period |
24 Hrs |
| Day Care Procedure Coverage |
Listed as per the Plan, Up to Sum Insured |
| Pre-Existing Disease / Illness coverage |
After 48 months |
| Waiting Period for New Policy |
90 days |
| Co-Payment |
20% |
| Medical Screening |
No Medicals required |
| Free Health Checkup |
Annually from 2nd Policy Year on continous coverage |
| Ambulance Expenses |
Up to Rs. 3000 per hospitalization |
| Donor Expenses |
Up to SI or 15 L whichever is lower |
| No Claim Bonus |
50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI |
