RealGrowth Nidhi Limited

Care Floater is a medical insurance policy that covers hospitalization and medical expenses of the entire family.

Annual Health check ups for Insured members, Regardless of claim history.
Automatic Recharge of sum insured at no extra cost.
Daily Allowance to meet Incidental expenses.
Avail medical treatment Anywhere in the World.
Pre Existing Diseases covered after a period of 48 months.
Tax benefit on the Premium paid U/S 80D of the Income tax act.
Direct and Hassle free Cashless settlement of Claims.
Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.

Title	Discription
Room Rent Limit	For SI 2 to 4 Lac - 1% of SI For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single
ICU Daily Rent Limit	For SI 2 to 4 Lac - 2% of SI For SI 5 to 60 Lac - No Limit
Pre-Hospitalization Expenses	30 Days
Post Hospitalization Expenses	60 Days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Yes
Pre-Existing Disease / Illness coverage	After 48 months of continuous coverage
Waiting Period for New Policy	30 days
Minimum Hospitalization Period	24 Hrs
Co-Payment	20% for age 61 and above
Medical Screening	Yes, Annual
Free Health Checkup	Cardia health check annually
Ambulance Expenses	For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 pe
Non-Allopathic Treatments	For SI 2 to 4 Lac - Upto Rs 15000 For SI 5 to 10 Lac - Upto Rs 20000 For SI 15 to 25 Lac - Upto Rs 30000 For SI 50 to 60 Lac - Upto Rs 40000
Daily Hospitalization Allowance	500 per day upto 5 days, Only for SI upto 4 Lac
Attendant Allowance	No Limit
Nursing Allowance	Covered
No Claim Bonus	10%, up to a maximum of 50% in consecutive 5 years