Care Heart Individual

Synopsis:

Care Heart is a heart insurance plan that offers coverage for pre-existing heart illnesses. A specific heart insurance product, it serves as an ideal health insurance for cardiac patients i.e. those with pre-existing heart ailments.

Highlight:

Benefit:

Title Discription
Room Rent Limit 1% in 3 Lacs SI, Single Private Room in 5 Lacs & Above
ICU Daily Rent Limit No Limit 5 Lacs & Above, 2% in 3 Lacs SI
Pre-Hospitalization Expenses 30 Days, Maximum upto 5% of SI
Post Hospitalization Expenses 60 Days, Maximum upto 5% of SI
Minimum Hospitalization Period 24 Hrs
Automatic Restoration of Sum Insured Up to Sum Insured
Pre-Existing Disease / Illness coverage Covered after 24 months
Waiting Period for New Policy 30 days
Minimum Hospitalization Period 24 Hrs
Co-Payment 20% per claim
Medical Screening No Pre Policy Check up
Free Health Checkup Cardia health check annually
Ambulance Expenses SI 7 Lacs & Above 3k, SI 3 Lacs, 5 Lacs 2k Per Hospitalisation
No Claim Bonus 10% Every Year, Maximum upto 50%