| Ambulance Expenses |
Up to Rs. 3000 per hospitalization. Air Ambulance Cover Up to Rs. 5 Lakhs |
| Non-Allopathic Treatments |
Up to 25% Sum Insured |
| Donor Expenses |
Up to SI or 15 L whichever is lower |
| No Claim Bonus |
"50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI" |
| Room Rent Limit |
Up To Sum Insured |
| ICU Daily Rent Limit |
Up to Sum Insured |
| Pre-Hospitalization Expenses |
30 Days |
| Post Hospitalization Expenses |
60 days |
| Minimum Hospitalization Period |
24 Hrs |
| Day Care Procedure Coverage |
Listed as per the Plan, Up to Sum Insured |
| Pre-Existing Disease / Illness coverage |
After 4 Years |
| Waiting Period for New Policy |
90 Days |
| Medical Screening |
Not required |
| Free Health Checkup |
Annually from 2nd Policy Year on continous coverage |