| Free Health Checkup |
Annually |
| Non-Allopathic Treatments |
Not covered |
| Donor Expenses |
Upto sum insured |
| Nursing Allowance |
upto sum insured |
| Room Rent Limit |
Enhance I Single Private room with AC, under Enhance II Single private room with AC upgradable to next level |
| ICU Daily Rent Limit |
Covered, No limt |
| Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
| Pre-Hospitalization Expenses |
30 days |
| Post Hospitalization Expenses |
60 Days |
| Minimum Hospitalization Period |
24 Hrs |
| Day Care Procedure Coverage |
170 procedures covered |
| Automatic Restoration of Sum Insured |
Yes |
| Pre-Existing Disease / Illness coverage |
After 48 months |
| Waiting Period for New Policy |
30 Days |
| Co-Payment |
Above 61 years 20% |
| Medical Screening |
No pre policy medical check up for coverage (Deductible + Sum Insured) less than 15 lacs till 45 years of age |